Published articles from Debt Consultants Group.
MCA contracts contain clauses many business owners do not fully understand until cash flow becomes strained. Learn how Confessions of Judgment, UCC liens, and common contract provisions can impact your business.
Florida Part XIII, Chapter 559 introduces new MCA Loan Disclosure Laws that bring greater transparency to Merchant Cash Advance contracts in the state. For years, MCAs have promised fast access to working capital but often left small business owners struggling with hidden fees, daily withdrawals, and stacked contracts. With Chapter 559, Florida is moving to…
Florida Part XIII, Chapter 559 introduces new MCA Loan Disclosure Laws that bring greater transparency to Merchant Cash Advance contracts in the state. For years, MCAs have promised fast access to working capital but often left small business owners struggling with hidden fees, daily withdrawals, and stacked contracts. With Chapter 559, Florida is moving to…
Georgia SB 90 is the state’s new MCA Loan Disclosure Law, created to protect small business owners from predatory financing practices. Merchant Cash Advances (MCAs) have long promised quick funding, but hidden fees, unclear repayment schedules, and stacked contracts have left many business owners struggling to stay afloat. By requiring lenders to disclose the true…
Utah SB 183 is the state’s answer to the rising demand for MCA Loan Disclosure Laws. These rules are designed to protect small businesses from predatory financing. Merchant Cash Advances (MCAs) often promise fast cash. But hidden fees, unclear repayment schedules, and aggressive collections have left many owners struggling. SB 183 changes that. It…
HB 1027 is Virginia’s step toward stronger MCA Loan Disclosure Laws, designed to protect small businesses from the hidden costs and confusing terms often found in Merchant Cash Advance contracts. For years, MCAs have been marketed as quick funding solutions, but many borrowers discovered too late that daily withdrawals, stacked loans, and unclear repayment schedules…
California SB 1235 was introduced to bring transparency to Merchant Cash Advances (MCAs). These financing tools are popular with small businesses seeking quick capital. But they often come with hidden costs and confusing repayment terms. Many borrowers end up with stacked loans and multiple daily debits that drain cash flow. To address this, California became…
![Texas HB 700 — MCA Loan Disclosure & Borrower Protections [2025]](https://cdn.sanity.io/images/z116pcvu/production/38f04334acdb9752fae97518fee54542aac246d3-1672x941.png?w=800&h=450&fit=crop&auto=format)
Merchant Cash Advances (MCAs) — now directly addressed by Texas House Bill: HB 700 — have become a quick but dangerous source of capital for many small businesses. While they promise fast funding, the reality is often harsh: daily withdrawals, hidden fees, and confusing terms that leave borrowers stacked under multiple loans. Recognizing this growing problem, several…