HB-700

Texas HB 700 — MCA Loan Disclosure & Borrower Protections [2025]

Merchant Cash Advances (MCAs) — now directly addressed by Texas House Bill: HB 700 — have become a quick but dangerous source of capital for many small businesses. While they promise fast funding, the reality is often harsh: daily withdrawals, hidden fees, and confusing terms that leave borrowers stacked under multiple loans. Recognizing this growing problem, several…