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Small Business Growth & Management

Published articles from Debt Consultants Group.

Cash-flow guidanceMCA educationBusiness owner resources
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Cash Flow Management

How Business Owners Can Organize Debts and Manage MCA Loans in 2025

Uncertainty is the new normal for business owners in 2025. Recent Trump-era policies have increased costs and led to more predatory lending—especially high-cost merchant cash advance (MCA) loans. For many, these changes make it harder to keep finances organized and access affordable capital, putting even well-run businesses at risk. In this challenging environment, organizing your…

July 1, 20256 min read
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Credit & Business Credit Scores

Why Pay More Than the Minimum on MCA Debts?

Most business owners know that making minimum payments on their debts can keep the lights on and cash flowing—but few realize how much more they end up paying in the long run. When it comes to merchant cash advances (MCAs), this reality is especially stark. MCAs may offer quick access to capital, but their unique…

June 27, 20256 min read
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Cash Flow Management

How to Check Your Business Credit for Free and Why It Matters

Most business owners keep a close eye on their personal credit score but often overlook their business credit. Yet, business credit is equally important. It’s directly tied to your company’s reputation and financial credibility, influencing everything from securing capital to negotiating with suppliers. Your business credit score is more than just a number—it’s a tool…

June 23, 20256 min read
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Cash Flow Management

Why Knowing Your Debt-to-Income Ratio Is Key to Small Business Success

A healthy debt-to-income (DTI) ratio for small businesses is 36% or lower–a threshold cited by many business lenders and financial experts as a sign of manageable debt levels for commercial borrowers. This means less than 36% of your gross monthly income goes toward debt payments—a level that signals to lenders your business is managing debt…

June 19, 20257 min read
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