Mandatory disclosures
HB 700 requires MCA funders to provide clear, standardized disclosures so Texas business owners can actually see what they signed.
TEXAS HB 700 — NEW LAW
You may qualify for a complimentary review
If your business took out an MCA in Texas, HB 700 may give you legal leverage to challenge unfair terms and stop daily payments. Know your rights. Act now.
Texas HB 700MCA disclosure reviewBorrower protections
WHAT HB 700 MEANS
What HB 700 means for Texas business owners
A new Texas law is reshaping how MCA contracts can be sold, enforced, and collected on.
Harder-to-enforce daily debits
Many daily MCA contracts are now much harder to enforce in Texas — especially when auto-debits or confession-of-judgment clauses are involved.
Borrower protections
New safeguards around aggressive collection tactics give Texas owners legal leverage to challenge unfair terms.
A path to settle legally
Our attorneys use HB 700 to pause daily payments, dispute the contract, and settle your debt for less.
TIMELINE
How we got here
A quick look at the HB 700 rollout and why acting now matters.
- Signed into law
Texas HB 700 enacted
The Texas legislature passed HB 700 to extend borrower protections to MCA contracts.
- Effective 2025
New disclosure rules take effect
Funders operating in Texas must now provide standardized disclosures on every covered MCA agreement.
- Today
Review your existing contract
If you took out an MCA in Texas, it is worth having your agreement reviewed against the new law — at no cost.
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Get out of daily MCA payments, the legal way
Our team will review your agreement at no cost and show you exactly where HB 700 can work in your favor.
Don't wait — Texas law just moved in your favor
Pause daily payments. Dispute the contract. Settle your debt legally. Get started with a complimentary HB 700 review today.
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