I want to scale my business, but I don’t have enough available cash flow. Sounds familiar? You’re not alone. According to a recent Federal Reserve report, 51% of U.S....
Feeling overwhelmed by business debt while managing payroll, vendor payments, and growth? You’re not alone. Without a clear, actionable repayment strategy, it’s easy to lose control of your cash...
Uncertainty is the new normal for business owners in 2025. Recent Trump-era policies have increased costs and led to more predatory lending—especially high-cost merchant cash advance (MCA) loans. For...
Most business owners keep a close eye on their personal credit score but often overlook their business credit. Yet, business credit is equally important. It’s directly tied to your...
A healthy debt-to-income (DTI) ratio for small businesses is 36% or lower–a threshold cited by many business lenders and financial experts as a sign of manageable debt levels for...
Many business owners feel trapped by relentless MCA payments, but the path to financial freedom can start with a single, strategic step—building a budget. If merchant cash advances (MCAs)...